Life Insurance

Discussion in 'More Serious Topics' started by Nauseous, Jun 24, 2008.

  1. Nauseous

    Nauseous Active Member

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    10,886
    I don't have it. I was thinking about some permanent flexible premium junk. Does anyone have it or know much about it? I was thinking about going through State Farm but since they are kind of dicks, I don't know. I have my home/auto through them, it just makes sense.
     
  2. phatboy

    phatboy New Member

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    6,956
    All my insurance is through work, AD&D and Life, Its very inexpensive, but I dont know how well it carries over after I retire.
     
  3. Nauseous

    Nauseous Active Member

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    10,886
    I had all that at my old job but not now. I think my mortgage co offers it as well. I think everyone should have something. I'm just wondering what the best choice would be.
     
  4. Cheezedawg

    Cheezedawg New Member

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    724
    Phatboy has life insurance through playing Advanced Dungeons and Dragons?

    Dude.... its just a game. Pay for some with real money. Not gold pieces.
     
  5. phatboy

    phatboy New Member

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    6,956
    That wasnt the kind of ADD I had in high school, plus I scored, so that took me out of the 100 sided di' owners group....

    :)
     
  6. DangerousD

    DangerousD New Member

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    680
    Life insurance the most common motive for offing your hubby when they happen to annoy you one day. If I get it I ain't going to tell anybody about it.
     
  7. phatboy

    phatboy New Member

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    6,956
    Married?

    :)

    I got a good policy on her too, so I guess it goes both ways*







    *like dan
     
  8. MAJ Havoc

    MAJ Havoc Active Member

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    3,123
    I got so much life insurance, my wife keeps telling me that seatbelts are for pussies.
     
  9. Nauseous

    Nauseous Active Member

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    10,886
    That's why I want it. I don't think it's fair that I end up with a lot of money and he ends up with my mortgage.
     
  10. phatboy

    phatboy New Member

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    6,956
    Yea, with your health issues the odds are probably in your favor.
     
  11. MAJ Havoc

    MAJ Havoc Active Member

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    3,123
    My wife and I have cancer policies, too (for over 10 years). She actually used hers this year. The medical insurance covered almost everything but we got about $17,000 back from the policy. It's a fucked up way to make cash, but at least we can go to Disney World when she's up to it.
     
  12. Joeslogic

    Joeslogic Active Member

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    8,426
    Whole life is a joke

    Term Life is the solution. Yes the rates can increase as you grow old. Save the difference as its much cheaper then whole at a younder age and invest it. In the end as your Ins. gets higher rate wise you have more of your own money anyways? ;)
     

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